Open Banking
Estuary Data Exchange
Categorized transaction data and cash-flow underwriting.
Open BankingAdvanced listing
- Headquarters
- Sydney, Australia
- Founded
- 2017
- Team size
- 51-200
- Regions
- APAC, UK
About
Estuary Data Exchange turns raw bank transactions into structured data: merchant names cleaned, categories assigned, recurring income and obligations identified. Lenders use its cash-flow attributes to underwrite thin-file applicants whom bureau data alone would decline.
Every attribute is traceable to the transactions that produced it, which matters when a lender must explain an adverse decision.
Products & capabilities
- Transaction Enrichment
- Cash-Flow Attributes
- Affordability Reports
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