Card Payments

Obsidian Interchange

Interchange optimization and scheme-fee auditing.

Card PaymentsStarter listing
Website
Headquarters
Atlanta, USA
Founded
2018
Team size
11-50
Regions
North America

About

Obsidian Interchange audits card-acceptance costs for large merchants. It parses acquirer statements and scheme fee tables, re-prices each transaction against the categories it should have qualified for, and quantifies money lost to downgrades, misapplied fees and stale pricing.

Recommendations are practical: pass enhanced data on commercial cards, send the correct merchant category code, or submit clearing records inside the timeliness window.

Products & capabilities

  • Statement Audit
  • Downgrade Recovery
  • Fee Benchmarking

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