Switchyard Payments Hub
A cloud-native payments hub for banks running every rail at once.
- Headquarters
- Frankfurt, Germany
- Founded
- 2011
- Team size
- 1,001-5,000
- Regions
- Global
About
Switchyard Payments Hub replaces the separate engines banks typically run for wires, ACH, instant payments and cross-border messaging with one processing core. Payments enter as ISO 20022 messages, pass through shared validation, sanctions screening, liquidity checks and fraud hooks, and exit on whichever rail the rules select.
Because instant schemes such as FedNow and SEPA Instant demand end-to-end processing in seconds around the clock, Switchyard is built active-active across regions with no batch windows or maintenance downtime. Rich remittance data survives the whole journey instead of being truncated to fit legacy fields.
Operations teams get one repair queue and one investigation screen for every rail, and a payment's full lifecycle, from pacs.008 to any pacs.004 return, is visible in a single timeline.
Products & capabilities
- Payments Hub
- Instant Payments Gateway
- Liquidity Manager
- Unified Repair Queue
Content from Switchyard Payments Hub
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