Interactive tool
Household coverage map
Your selections are saved only in this browser, so the map is here when you come back. Nothing is sent anywhere unless you ask for a review.
What we'd check first
How the map works
Most households don't have one insurance need — they have a stack. A home or condo policy protects the place you live. Auto policies protect each vehicle and driver. A rental needs a landlord policy, and a boat or motorcycle needs its own. Each of those policies carries a liability limit, and a personal umbrella policy adds a layer above all of them.
The map applies common rules of thumb to what you select. It doesn't see your policies or quote prices; it shows the shape of a well-built household plan so you can ask better questions.
Why the gaps list matters
The most expensive surprises are exclusions people didn't know about: earthquake and flood on a homeowners policy, a rented ADU on a homeowners form, business use under a personal policy. See earthquake insurance in Washington and rental property situations.
Frequently asked questions
Does the coverage map store my information?
Only in your own browser, so the map is there when you come back. Nothing is sent unless you choose to request a review.
Is the umbrella recommendation a quote?
No. It's a common starting point based on what you selected. A real recommendation depends on your assets, limits and carrier requirements.
Can I get the map reviewed by a person?
Yes — use the review button and the household picture is included with your request.
Keep exploring
- Home + auto bundleBundle home and auto insurance with a local Federal Way agent. When bundling saves money, when it doesn't, and how home + auto + umbrella work together.
- Umbrella insuranceUmbrella insurance adds $1 million or more of liability protection above your home and auto policies. What a personal umbrella policy covers, who needs one, and how much to buy.
- Home insuranceWhat Washington homeowners insurance covers — dwelling, belongings, liability, living costs — and what it doesn't. Get a home insurance quote from a Federal Way agent.
- Umbrella sizer
Already insured?
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