Harbourline Embedded
Embedded lending and card programs for Asia-Pacific platforms.
- Headquarters
- Singapore
- Founded
- 2019
- Team size
- 201-500
- Regions
- APAC
About
Harbourline Embedded helps super-apps and B2B marketplaces across Asia-Pacific add credit lines, prepaid cards and merchant cash advances to their own interfaces. It handles the regulated pieces through licensed partners in each market and exposes a consistent API for onboarding, underwriting signals and repayment collection.
Repayments can be collected from a merchant's daily settlement before funds reach the merchant, a split-settlement pattern that lowers default risk on small-ticket working-capital loans. The platform supports QR-code schemes common in the region alongside card rails, so a merchant's repayment schedule can follow its real sales mix.
Products & capabilities
- Embedded Credit
- Prepaid Issuing
- Split-Settlement Repayments
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