Bundling
Should I bundle my home and auto insurance?
Bundle when the combined price at equal coverage is lower than two separate policies — which is true for most households. Don't bundle when splitting is cheaper for the same limits, or when bundling would force you to give up coverage you need.
How to compare a bundle fairly
Short answer: Match every limit and deductible first, then compare the total annual price.
- 1Same dwelling, liability and deductible on the home
- 2Same liability, UIM, PIP and deductibles on each car
- 3Add any umbrella you'd buy either way
- 4Compare annual totals, not monthly payments
What bundling gives you beyond price
Short answer: One agent who sees the whole household, aligned liability limits for an umbrella, and fewer gaps between policies.
Keep exploring
- Home + auto bundleBundle home and auto insurance with a local Federal Way agent. When bundling saves money, when it doesn't, and how home + auto + umbrella work together.
- Umbrella insuranceUmbrella insurance adds $1 million or more of liability protection above your home and auto policies. What a personal umbrella policy covers, who needs one, and how much to buy.
- Household coverage map
Ready when you are
Get a real quote from a real person.
Two minutes online. A person from the team follows up — typically the same business day — and walks you through options side by side.